غرفة المقاصة

[hoss sasa]

اريد شرح تفصيلى للمقاصة و كيف تتم بين البنوك

[baker amany]

اريد الشرح ومشكوررررررا

[1accountant]

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[hoss sasa]

بارك الله فيك

[ahmedfathi]

جزاك الله خيرا علي شرحك الوافي والمفيد

[a_accountant7]

مشكووووووووووووووووور

[a.rabeaali]

جزاااااااااااااااااااااكم الله خيراااااا

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غرفة المقاصة بين البنوك هى من احدى الطرق لتحصيل الشيكات البنكية بين البنوك ويعتمد على البنك المركزى كضلع اساسى فى عملية التخصيم بين البنوك للتوضيح اذا كان الشيك المقدم الى بنك التعامل للعميل وليكن بنكمصر والشيك مسحوب على بنك القاهرة للابد ايداع بالمقاصة ليتم لعمليات التخصيم والاضافة من حساب بنك القاهرة الى حساب بنكمصر لصالححساب العميل المستفيد النهائى ةتاخذ عادات اسبوع فى المقاصة على الاكثر

[Tarek Hamed+++++]

المقاصـــة بكل بساطه؟
هو يعني ايه المقاصــة؟
المقاصــة دي غرفة في البنك المركزي.... ايه غرفة ؟ شكرا عل الاضافة وبعدين يعني ايه لازمتها يعني....
شوف ياعم كل بنك من البنوك عندوا عملاء بيجي واحد من عملائه واحد اديله شيك قالوا امسك ياعم خد فلوسك مني بشيك بافتراض ان اجنا بنك س والعميل جالنا معاه شيك على بنك ص يعمل ايه؟
فالعميل ملوش دعوه جه للبنك س قالوا خد ياعم حصلي الشيك بتاعي ده ودخلوا في حسابي فجه الراجل الي شغال في المقاصه ده قام رايح زي كل يوم المقاصه في البنك المركزي وقابل مندوب البنك ص؟ ايه ده ايه حوار مندوب ده؟ شوف يا عم كل بنك من البنوك الي في السوق ليها مندوب بياخد الشيكات الي عل البنوك الاخرى ويروح نبادل الشيكات.... طيب يعني انت تقصد ان الراجل بتاع المقاصه ده بيروح غرفه المقاصه يدي الشيكات الي عل البنوك الثانيه كل واحد على حسب بنكه ....ايوه بالظبط كده يعني الراجل راح دور على مندوب المقاصة بتاع البنك ص وقاله امسك ياعم ده شيك اخصمه من رصيد العميل الي عندك ... ده على سبيل المثال وبردو لازم نبقى عارفين ان البنك المركزي هو الي بيقوم بالاشراف على الموضوع ده من اوله لاخره...... لو عجبك الموضوع ....ادعيلي بس.......